Commentary and analysis on the
law of insurance coverage
Can You Assign Your Insurance Policy to Someone Else? No, but…
The law is riddled with jargon. Unfamiliar
phrases and concepts, inexplicable to non-lawyers,
serve to exclude the uninitiated and to further
the legal profession’s interest in making
lawyers indispensable to lay people. One of the
more peculiar legal jargon phrases is “chose
in action.” These ordinary English words,
when arranged in this way, make no sense except to
lawyers and judges. This obscure legal concept
was a key to an important recent decision by the
New Jersey Supreme Court concerning whether
policyholders can legally assign their insurance
rights to others.
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