Commentary and analysis on the
law of insurance coverage
When is an Agent Not an Agent?
In most cases — there are exceptions to everything — an insurance agent is the agent of the insurer and representations the agent makes to a policyholder, or prospective policyholder, bind the insurer as if the representations had been made by the insurance company, itself. This is not necessarily so in the case of a flood insurance policy purchased through the National Flood Insurance Program. Read More
