Commentary and analysis on the
law of insurance coverage
Florida Supreme Court Sides With Policyholders on Concurrent Causation
Sometimes — maybe even often — a loss arises because of a cause that is, at the same time, both covered and not covered by an insurance policy. For example, a storm surge caused by the wind from a hurricane (covered) results in the swamping of an ocean-front home with sea water, which is commonly known as a “flood” (not covered). What’s a court to do when the carrier issues its inevitable coverage denial to the policyholder? Read More
